The Investor
Are you looking for an excellent return on investment all the while having your principal secured by holding a mortgage on US real estate properties? Then being an investor with The Whole Nation, Inc. is the right choice for you.
The Initial Investor
We use the money from the initial investors to purchase distressed properties plus other properties that are selling below their value (Short Sales, foreclosures, etc). We then fix up these properties and either rent them out to create a monthly cash flow or we flip them and generate profit from repairing the properties. We have an amazing team of Project managers and licensed contractors who do amazing work and will ensure the property is in excellent condition.
When you enter into an investor relationship with The Whole Nation, we will sign a promissory note for you in the amount of your investment plus a very high interest rate. The agreement will be for a maximum of two years with the option of terminating the agreement at the end of the first year. At any time, the investor can terminate the agreement with 90 days notice. If The Whole Nation decides to terminate the agreement early, we will pay the full interest that is due to the end of the year.
Your rate of return will be between 9% and 12% depending on the frequency of payments you wish to receive:
Choice #1: Monthly payments will yield a 9% return on investment. We will send you a cheque at the beginning of every month for 0.75% of your original investment.
Choice #2: Quarterly payments will yield a 10% return on investment. We will send you a cheque every three months for 2.5% of your original investment.
Choice #3: Annual payments will yield a 12% return on investment. We will send you a cheque at the end of each year for 12% of your original investment.
The Long Term Investor
Once we have renovated, we have a renter in place and the property is generating sustainable monthly cash flow then we often look for a secondary investor who is looking for a safe and reliable long term investment. We will look to our long term investor to help us refinance our properties at a maximum of 75% of the actual market value. We will pay you 7% per year over a 5 year term (paid in simple interest every month) and your principal is safe as you will hold the first (and only) mortgage on the property. We will never over extend ourselves by refinancing to a level that is not easily supported by the net income from the property (including maintenance, property management, HOA fees, taxes, insurance, one month vacancy per year, etc).
For all investors, your original investment principal will be returned to you upon termination of the agreement.
During the duration of the agreement, any time that your money has been used to purchase a property, you will hold the first mortgage against said property in the amount of your capital investment. This will help keep your principal safe.
To receive more information about investing in the US real estate market, please fill in the form below.